I’ve stopped worthless consumption and my anxiety has near enough gone.
I knew the car was due to go in for the MOT. The last time this happened – it does every year – I was anxious about stuff being needed or it failing. Sure enough, those expected additional tasks were needed. That feeling was the same every time the MOT came round and had been for years. With those needed fixes, come costs. Costs that I could; not; afford. Back into debt I went.
This time, the feeling was different though. I went in with the emergency fund funded. I went in with the actual money needed to pay. I walked out content. Nothing further needed. The difference, when I walked in this time, I had a buffer. I had the reassurance of having cash to resolve most problems if they came up. But nothing was wrong. No need for additional money. Money, which can now be used elsewhere if needed.
How did I have this buffer? I put this down to my meaningful consumption of less. Thanks to consuming less, I’m saving more. In saving more, I can give myself more financial support with required worthwhile things like MOTs and servicing. There was a time when it was a heightened anxious sensation, with fear of yet more un-affordable issues. This is life. It is happening right now. Welcome to life. It happens everyday, but yet living beyond my wage created a debt prison.
Now though, living far below my wage. Reducing the amount of stuff that is consumed, I am saving more. In having more financial stability; worry, stress and anxiety is reduced in most cases, if not, than non-existent. All thanks to the minimalist lifestyle.
The chat about working more hours, living on less than you earn and hitting debt hard is one thing. However, just approaching it entirely by a simplistic outlook, for us, wins. Before you know it, the minimalistic lifestyle will deal with everything. Once you’re behaviour, your mind-set and a habit is formed: you will win.